5 Great Smartphone Apps to Track Your Finances

If you happen to be traveling for business, keeping tabs on your expenses can be a bit of a hassle. But it doesn’t have to be like that. Thanks to a wide range of mobile finance tracking apps today, you can now be on top of your finances as you move along.

While a majority of finance apps will let you input your transactions, additional features may vary. Certain apps have handy receipt scanners that automatically take out receipt data, while others let you sync your financial information with your current bank accounts or credit card.

Whatever your needs may be, if you end up with the right app, you’re guaranteed to save time and money while giving your accountants or IRS the financial information they require.

Here are 5 known smartphone app that can help track your finances:

Personal Capital

I have only been using this one for a few months as I used mint before this, but I really like what I see so far. This is more centered on investments and less on daily tracking than mint, and it doesnt even have a budgeting feature. I do like all the investment tracking so far, and really like the cash flow option. There’s a number of great reviews online, but this is my favorite one.

Mint

This mobile app hands you the necessary tools to help sort out your spending, income, savings, and budgets. It can easily sync up to all your monetary accounts, from bank accounts to mutual funds to IRA. Every section is neatly organized to offer you a big financial picture. Mint will show your cash flow in real-time including investments, deposits, debts, and expenditures.

GoodBudget

This mobile app is ideal for those who want to create a budget according to their current cash flow. This system is similar to placing the allocated cash into envelopes every month. The Envelopes section is made to divvy your monthly budget and allowing you to understand spending habits in your life. For items in your recurring budget, you can freely select monthly, semi-monthly, weekly, or a bi-weekly time frame to start budgeting.

BillGuard

This mobile app has two goals in mind: to ensure you have a concise idea of your spending habits, and to protect your financial cards from unauthorized access or fraud. It lets you sync you bank accounts first and swiftly showcases your current total balance and the amount you’ve spent for the current month.

Pocket Expense

This mobile app concentrates on your spending habit, offering you an outlook on your expenditures before budget creation. You enter your transactions manually, making this app perfect if you’re concerned linking accounts together. You can begin by inputting your savings and checking. From that point, you can key in how much you’ll be spending. This app comes with colour codes that represent how much you currently have including credit, debts, and expenses.

HomeBudget

This mobile app is very easy to understand and navigate, and comes color coded. The home screen displays the following categories: bills, budget, earnings, accounts, expenses, and the amount for each. Below that, you’ll see a chart that shows you income in terms of percentage as well as the total balance. Further bellow you’ll see the tabs labelled as: payees, search, and reports.

Having a balanced budget allows you to financially be on track while helping you sleep better at night. But if your finance-management system requires rummaging through piles of receipts and taking cash from different pockets, then it’s time you re-think your approach. With these mobile apps, you can get rid of the paperwork and achieve a better understanding of your spending habits.

 

Should you buy an Activity Tracker?

There are many people who take exercises as part and parcel of their day to day lives. However, there is another group that completely avoids this aspect of exercising at all costs. Usually, the exercising group will not have any problem with strapping on an activity tracker. The other group is actually the one to benefit much from these trackers and yes, they should buy an activity tracker because they need it more! (I have been really interested in these since I went hunting with my friend wes. I swear he’s got every gadget, but this one interested me the most).

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Trackers act as motivators. They’ll show you the amount of activity that you have undertaken in a given day during a certain period. An individual with less activity will be more encouraged to see the constant increase in say, the number of steps taken in a day and in turn feel the urge to add a few more steps to their new achievement. In essence, the job of an activity tracker is to provide the user with an easy way of monitoring their daily activity as well as other points such as keeping track of the calories burnt during each of these exercise sessions, the water taken, sleeping and many other activities. There are other activity-tracking applications that even let you track your food intake, for instance Jawbone UP. These apps then represent the data to you in easy-to-read colorful graphs and charts.

An activity tracker can be just as helpful as keeping a diary of your food during weight loss and dieting. It allows you to pay more attention to the details that determine your activity or inactivity levels. One advice for the debutants with respect to activity trackers is that they don’t need to be worn and immediately head for extra walks. It is recommended to continue with your normal day to day routine for a couple of days while wearing the tracker in order to get a proper baseline of your actual daily activity. Once you are aware of your day to day activity, it is easy to incorporate in new changes and begin working on the extra steps that can possibly end up with you taking an average of 10,000 steps in a day.

Activity trackers are something a person dedicated to stepping up their exercise levels require. It helps motivate their activities and in the process allows them to effectively gain from these activities. These devices are available on the cheap and cost about $100. At this price, you should be able to afford buying one of these activity tracking devices.

3 Apps to Track your Exercise

Many people are struggling with losing weight and at the same time are looking to save money on the methods they use on weight loss. However, this should not be of any concern for smartphone owners out there as you can easily lose weight while saving some money with the use of apps that can track your exercise. Some of the best apps are designed by Fitbit and Nike and they effectively track your workouts without the need of a dedicated tracker gadget.

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One app that has really hit the market hard is from Fitbit iOS. This mobile app features a MobileTrack that lets you use your iPhone as a pseudo Fitbit tracker. This free app is capable of tracking your day to day steps in order to calculate the total distance travelled as well as the calories burnt in the process. However, tracking other activities like minutes that you are active, your patterns of sleeping or stairs climbed require a Fitbit gadget. The Fitbit app makes use of the M7 coprocessor feature of the iPhone which is designed with the ability to monitor and measure data related to motion using the accelerometer, gyroscope as well as the compass of the phone.

Moves is another app that can significantly track your exercise. This free app can work on both Android and iOS platforms. This mobile application lets you track your activity by constantly running in your device’s background and it tracks your cycling, walking as well as running activities. Furthermore, this device performs an estimate of the calories supposedly burnt during each activity as well as a plot of your day to day activities on a “storyline” including their locations. The bad thing about this app is that it is not supported on all android devices, for instance Samsung Galaxy Note II.

Nike is another developer of exercise tracking apps and with its free iOS Nike+ Move app; you can track and monitor your steps and workouts. This app then converts these stats into NikeFuel, a universal point system from Nike for measuring activity. The best part of this app is how it keeps the user motivated by encouraging at least a five-minute active session in every hour. In case you need advanced tracking of activities like sleep, you’ll require purchasing a dedicated tracker from Nike (Nike+ FuelBand SE). However, in case you aren’t interested in activity trackers, any of these three options is your best when it comes to tracking your exercise activities.

Great Uses for Mobile Apps

We live in a technology-laden world and this hasn’t gone unnoticed in the mobile phone industry. There is a growing popularity in the use of mobile apps and today many mobile phone users continue to embrace this technological development across the globe. Whether on the sporting arena or on commuter rails, whether in a shopping mall or just walking across a busy street, many people today have “married” their mobile devices and you’ll find them conducting different activities (personal or professional) on these devices.

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Mobile apps provide an escape route from the use of integrated software usually found on computers. These apps provide the user with limited as well as isolated functionalities like gaming, web browsing or reading news. There are however many ways in which mobile apps can be put to great use. One of the best ways of using mobile apps is in business. This is where companies can use these applications to court more and more customers and in the process expand its customer base.

The world today is dominated by mobile devices like smart phones, iPhones and tablets. As a result, there is need for businesses to nurture their relationships with potential customers through the deployment of strategic mobile applications that present these businesses with unique opportunities of engaging their customers with their products anytime, anywhere and in a way that suits their specific individual needs. In addition, this experience delivers rich analytics that provide insights into the buying behaviors of a customer as well as their physical location.

Another great use of mobile apps is in education. Even though the idea of mobile devices in classrooms has been met with varied opinions, these devices can be a powerful learning aid when used appropriately. Mobile phones have become part and parcel of students’ lives and banning them may be the easy option but what they present in the form of ease of learning has necessitated a change in heart of some schools. Teachers can as well use these mobile apps to aid in their teaching practice. There are apps specific to subject areas and some are even available for free, for instance Evernote mobile app which allows one to organize their notes, outlines and lessons among other functions. These can be used to the advantage of educators in organizing, planning lessons as well as increasing overall productivity.

Mobile apps have very many uses in today’s technological world. In most cases, these apps are dominant in the news segments, social media as well as gaming environments. However, they can also be incorporated in other areas like education, business and even medical. Information Technology is on the hot seat with respect to stepping up the mobile game. Due to the highly differentiated platforms on which different mobile devices operate, it is essential that developers of these apps keep in mind the users of these mobile applications.